Free Retirement Planning
We’ve all heard the saying, “there’s no such thing as a free lunch,” but in fact, there is. Many financial planners will invite you to a free lunch to hear their presentation in hopes that you want to meet with them individually. They will in fact offer a free retirement planning session. How can they make money doing this? In hope that you become a client from which they will earn commission from product sales or fees for additional financial planning or money management. So one strategy for free retirement planning is to attend as many lunch seminars as possible and then accept the financial planner’s invitation for a free retirement planning hour. If you do this enough, you may actually get some worthwhile advice and you will also have many view points to compare!
While the above is recommended tongue in cheek, there are some legitimate and structured sources of free retirement planning.
1. More and more web sites are interactive and if your financial situation is simple, may provide sufficient free retirement planning direction. Do a Google search on “interactive financial planning.”
2. The Financial Planning Association often sponsors free retirement planning sessions at their various meetings across the country. Contact the association through their web site www.fpanet.org
3. Check with your employer–more and more companies provide a free retirement planning benefit to their employees. Of course, the employer pays the financial planning firm a retainer and then offers the benefit to employees at no cost
4. Check with associations you belong to. For example, AARP runs a free tax return preparation service during tax season. Other organizations may offer a similar free retirement planning service.
5. The National Association of Financial Planners, similar to the FPA, offers free retirement planning sessions through the year. Check the website at http://www.napfa.org/.
6. The National Endowment for Financial Education has many resources on their web site. Additionally, you can email them and ask if they fund any free retirement planning resources in your area. http://www.nefe.org/
7. The CFP(r) Board also provides free retirement planning clinics at different times. Here’s an example http://www.cfp.net/clinic/overview.asp
You may find many more resources. Do we web search on “free retirement planning” and “free financial planning” and you may want to add to the search phrase the name of your town or state to locate an event near you.
The website which accompanies this blog offers retirement income plan advice and a suite of tools for retirement income planning like the immediate annuity calculators.
This post provided by Javelin Marketing
Listen to this post
Tags: free retirement planning
