CD Investing-Brokered CDs for Higher Rates
Thanks to the FDIC, millions of Americans are able to sleep peacefully at night, knowing that their savings are protected by government-backed insurance. Since the thirties, certificates of deposit have become synonymous with safety of principal. Bank customers who shop for CDs concern themselves only with the rates and terms that are available as CD investing is riskless within [...]
Categories: cd savings Tags: Bank CDs, CDs, certificates of deposit
What's a Certified Retirement Financial Advisor?
Who can you trust? That’s a major concern for retired investors. You don’t want someone who simply “has a job” in the financial services industry who sells products and services. You want a professional retirement advisor who has made the commitment to competency and high standards to serve their clients at the highest levels. Certified Retirement Financial Advisor graduates have made [...]
Categories: how to find a retirement advisor Tags: certified retirement financial advisor
What’s a Certified Retirement Financial Advisor?
Who can you trust? That’s a major concern for retired investors. You don’t want someone who simply “has a job” in the financial services industry who sells products and services. You want a professional retirement advisor who has made the commitment to competency and high standards to serve their clients at the highest levels. Certified Retirement Financial Advisor graduates have made [...]
Categories: how to find a retirement advisor Tags: certified retirement financial advisor
Retirement Investment Advice for Volatile Markets
Allocate Your Investments to Achieve Your Retirement Goals Your retirement concerns may include income to live on, travel, gifting, and making bequests to heirs and charity. Which of these goals will you achieve and how? The value of your investments and their allocation among various investment categories suggest statistically what is realistic for you to achieve–but not what you will [...]
How to Repair your Mutual Fund Portfolio
Is there a better way to manage your mutual fund portfolio through the ups & downs of the market? If you have been a “buy-and-hold” investor through the most recent bull and bear markets, you might be aware of the shortcomings of this strategy. A buy-and-hold strategy seems to work out well in a bull market when the stock market, [...]
Categories: mutual funds Tags: mutual fund portfolio, tactical asset allocation
Financial Planning for Seniors
While many Americans have spent years planning for their retirements, a great many of them have made a basic discovery once they reach that plateau. Namely, that there are some issues that simple math and time will not necessarily resolve. If you are near retirement or have retired, here are several common mistakes that occur in the arena of financial [...]
CD Savings Rate – Earn More When You Share Risk with the Bank
Your local bank likely offers among the lowest CD savings rate–not a good thing for your retirement investing. The local bank has the expense of rent, the tellers’ salaries and highly unproductive service representatives that will waste an hour opening a checking account. The expense of running a bank branch is enormous and therefore, the CD savings rate offered by the local bank [...]
Categories: cd savings Tags: CD, cd savings rate, FDIC
