Comments on: IRA Real Estate –a Bad Idea

By: Sell My House

Sell My House — Wed, 17 Feb 2010 08:00:10 +0000

Real estate is a hands-on investment that demands time and attention. You’ve got to choose the right property, maintain it and find suitable tenants.Dealing with the myriad rules governing IRA accounts makes the task even more challenging.

By: Mark Eskeldson

Mark Eskeldson — Fri, 05 Feb 2010 21:55:53 +0000

Putting the whole property inside the IRA does have disadvantages, like loss of the depreciation writeoff (a big deal) and running into contribution limits to fund expensive repairs. Better yet, have your IRA purchase an equity position (an actual security) in the property, say 25% interest for $30k. No tax on 25% of the profit, and no problems funding repairs. (Experienced professional required.)

By: Jason Simpson

Jason Simpson — Wed, 27 Jan 2010 11:21:58 +0000

I’ve got to say that there’s instances where investing in Real Estate in your IRA is a bad idea. On the other hand, there’s plenty of times where it’s a Phenomenal idea. I sure as heck wouldn’t invest them in long-term properties, but short term flipping, I would.

Just depends on where you are in your investing!

By: ISO 9001 Accreditation

ISO 9001 Accreditation — Mon, 14 Dec 2009 09:52:07 +0000

The only clear answer is that the regulator is unlikely to be the Financial Industry Regulatory Authority, unless the entity is a broker-dealer. FINRA regulates broker-dealers and stockbrokers.ne

By: Joanne@ Dominican Republic Real Estate

Joanne@ Dominican Republic Real Estate — Wed, 18 Nov 2009 16:14:52 +0000

Which type of IRA investment is best is as subjective as the customer. I love the tips in this article with regards to not breaking any of the rules and causing the IRA to become taxable. Real estate is definitely one of the most stable investments in the long run and should not be ruled out.

By: Property Management Courses

Property Management Courses — Mon, 16 Nov 2009 17:38:37 +0000

This is an excellent Post. Thanks!

I believe that real estate should be seen as a financial asset and not an investment asset. This is just my opinion.

By: Evergreen real estate

Evergreen real estate — Fri, 06 Nov 2009 20:38:43 +0000

Great article- as more and more people recognize the limits to holding real estate in an IRA the more challenging it is to accomplish! ALthough I sell real estate in Evergreen, CO and prices are through the floor– so a great time to pick up investment property– I recommend purchasing outside your IRA to maximize one of the biggest benfits of buying real estate– Leverage.

By: Jim of Sun City

Jim of Sun City — Mon, 02 Nov 2009 05:22:15 +0000

I am quiet new to real estate but I guess real estate for retirees should be seen as a permanent investment since after they retire, they have to consider questions like: can I still afford to rent? or can I keep up with the constant increase of rentals? money should be invested wisely and although one should not totally invest in real estate, at least you will own a home that will keep your finances stable.

By: LMS

LMS — Thu, 30 Jul 2009 07:38:36 +0000

For starters, it’s not always clear who regulates or oversees the entities and people who tout self-directed IRAs. It could be, for instance, a state banking regulator or state securities administrator, or even the state attorney general’s office. Or it could be the Securities and Exchange Commission. The only clear answer is that the regulator is unlikely to be the Financial Industry Regulatory Authority, unless the entity is a broker-dealer. FINRA regulates broker-dealers and stockbrokers.

By: Alan Staten

Alan Staten — Tue, 21 Jul 2009 20:07:55 +0000

This has been one of the best conversations I’ve seen on this subject!! Real estate is most definitely an investment, and one that will be with you for many years. So you truly have to look at the long-term benefits and risks. But who knows where we’ll be in 20 years, real estate may very well be the best investment you can make right now.