Comments on: IRA Real Estate –a Bad Idea

By: Kapiti Real Estate Blogger

Kapiti Real Estate Blogger — Wed, 04 Aug 2010 22:31:13 +0000

I didn’t know IRA plans allowed investors to invest in raw land. You learn something new everyday.

By: carmencrespo09

carmencrespo09 — Fri, 02 Jul 2010 06:42:33 +0000

If you think to buy assets for your IRA, the income and approval normally builds up tax-free until you start to take withdrawals.

By: lorence

lorence — Thu, 01 Jul 2010 10:06:09 +0000

There are different types of real estate IRA plans, the investor can be invest in raw land, commercial property etc. The investor can invest in any type of land which he desires. The real estate IRA is a peerless investment

By: Drew with FindMyHomeDenver

Drew with FindMyHomeDenver — Wed, 30 Jun 2010 04:05:12 +0000

I work for a lawyer/investor who uses a self directed IRA to buy all his investment properties. No one else is making money off of it as he did the paper work, he simply believes he can make a better return off of short term real estate transactions instead of having it sit in some stock somewhere. He has done very well with it.

By: sweety

sweety — Fri, 25 Jun 2010 09:46:45 +0000

The real estate IRA investment is a flexible investment. There are many types of real estate IRA investments like raw land, single family homes, commercial property etc.

By: Ken

Ken — Thu, 03 Jun 2010 11:37:57 +0000

We all know you earn when you buy. However it is different for retireds who want to buy a retirement home rather than an investment home.

By: David in Alaska

David in Alaska — Mon, 08 Mar 2010 01:28:16 +0000

I cannot find anything on occupying a property after distribution starts to take place on a Real Estate IRA. I’m looking at purchasing a property that I would move to in three years when I would be eligible to start distributions from my IRA account. If I rolled over an IRA to a Real Estate IRA and purchased the property with that IRA, could I do that? How does it work?

By: Sell My House

Sell My House — Wed, 17 Feb 2010 08:00:10 +0000

Real estate is a hands-on investment that demands time and attention. You’ve got to choose the right property, maintain it and find suitable tenants.Dealing with the myriad rules governing IRA accounts makes the task even more challenging.

By: Mark Eskeldson

Mark Eskeldson — Fri, 05 Feb 2010 21:55:53 +0000

Putting the whole property inside the IRA does have disadvantages, like loss of the depreciation writeoff (a big deal) and running into contribution limits to fund expensive repairs. Better yet, have your IRA purchase an equity position (an actual security) in the property, say 25% interest for $30k. No tax on 25% of the profit, and no problems funding repairs. (Experienced professional required.)

By: Richard

Richard — Mon, 01 Feb 2010 02:28:56 +0000

Unfortunately, Internal Revenue Service regulations will not let you use the real estate owned by your IRA as your residence or vacation home. Nor can your business lease space in your IRA-held property. The underlying premise for any real estate investment purchased with IRA funds is that you can’t have any personal use or benefit of the property. To do so may cost you plenty in taxes and penalties.