Comments on: Variable Annuities and the Guaranteed Minimum Payment Rider http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/ Retirement Income, Retirement Investing and Retirement Planning Done Right Thu, 02 Sep 2010 18:41:36 +0000 http://wordpress.org/?v=2.6 By: anna http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/#comment-6664 anna Sat, 21 Aug 2010 13:20:01 +0000 http://www.retirement-income.net/blog/?p=479#comment-6664 It is amazing how many of our customers are not familiar with this piece of info “You can pass its tax-deferred earnings advantage to your annuity beneficiary and supply her income over much of her life.” It is amazing how many of our customers are not familiar with this piece of info “You can pass its tax-deferred earnings advantage to your annuity beneficiary and supply her income over much of her life.”

]]> By: Pritam@Part Time Jobs http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/#comment-6196 Pritam@Part Time Jobs Mon, 09 Aug 2010 16:50:32 +0000 http://www.retirement-income.net/blog/?p=479#comment-6196 Great Article. Its really a good idea of thinking about retirement and go about these monthly income scheme. Great Article. Its really a good idea of thinking about retirement and go about these monthly income scheme.

]]> By: Fixed Annuity Guru http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/#comment-6033 Fixed Annuity Guru Thu, 05 Aug 2010 11:49:33 +0000 http://www.retirement-income.net/blog/?p=479#comment-6033 I would just be careful witht he variable annuities... Instead of paying more for a rider or allowing your payouts to be reduced, why not combine the potential gain of a variable annuity with the fixed rate of a fixed annuity. I usually recommend some combination of both to my clients. That way you let your upside run and at least have a floor rate to rely on... Keep up the good work! -John I would just be careful witht he variable annuities…

Instead of paying more for a rider or allowing your payouts to be reduced, why not combine the potential gain of a variable annuity with the fixed rate of a fixed annuity. I usually recommend some combination of both to my clients. That way you let your upside run and at least have a floor rate to rely on…

Keep up the good work!

-John

]]> By: Digital photography http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/#comment-5725 Digital photography Fri, 30 Jul 2010 09:52:24 +0000 http://www.retirement-income.net/blog/?p=479#comment-5725 I prefer fixed annuities than variable. It depends on the situation or condition of the investor. Proper planning is needed before investment. I prefer fixed annuities than variable. It depends on the situation or condition of the investor. Proper planning is needed before investment.

]]> By: Annuity Rates http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/#comment-5334 Annuity Rates Mon, 19 Jul 2010 15:15:06 +0000 http://www.retirement-income.net/blog/?p=479#comment-5334 In the UK, since the 2010 Budget, the governments changes to retirement regulations now state that it is no longer complusory to buy an annuity. With this in mind and the lack of economic stability in the UK, fixed rate annuities may be more popular than variable since interest rates in the UK are not yet stable. In the UK, since the 2010 Budget, the governments changes to retirement regulations now state that it is no longer complusory to buy an annuity.

With this in mind and the lack of economic stability in the UK, fixed rate annuities may be more popular than variable since interest rates in the UK are not yet stable.

]]> By: grooms speech http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/#comment-5216 grooms speech Tue, 13 Jul 2010 15:13:30 +0000 http://www.retirement-income.net/blog/?p=479#comment-5216 Hey 6% compounded is pretty good as a guarantee i would think the extra cost has got to be worth it. Hey 6% compounded is pretty good as a guarantee i would think the extra cost has got to be worth it.

]]> By: Cindy http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/#comment-4805 Cindy Wed, 02 Jun 2010 06:10:38 +0000 http://www.retirement-income.net/blog/?p=479#comment-4805 Yes, I think The Annuity world is changing fast and dramatically. There are VA's that now have guaranteed rates of return 5%, 7% etc. Yes, I think The Annuity world is changing fast and dramatically. There are VA’s that now have guaranteed rates of return 5%, 7% etc.

]]> By: su kesme aparatı http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/#comment-4701 su kesme aparatı Sat, 22 May 2010 14:23:20 +0000 http://www.retirement-income.net/blog/?p=479#comment-4701 Fixed Indexed Annuities have income benefit riders that will guarantee a rate of return Fixed Indexed Annuities have income benefit riders that will guarantee a rate of return

]]> By: depo http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/#comment-4071 depo Fri, 26 Feb 2010 01:48:22 +0000 http://www.retirement-income.net/blog/?p=479#comment-4071 Talk to an expert on annuities or structured settlements depending on your situation. Talk to an expert on annuities or structured settlements depending on your situation.

]]> By: Yeni Diziler http://www.retirement-income.net/blog/2009/01/05/variable-annuities-and-the-guaranteed-minimum-payment-rider/#comment-4065 Yeni Diziler Fri, 26 Feb 2010 00:02:13 +0000 http://www.retirement-income.net/blog/?p=479#comment-4065 Many Fixed Indexed Annuities have income benefit riders that will guarantee a rate of return such as 18% to be taken out as income at a later date... Many Fixed Indexed Annuities have income benefit riders that will guarantee a rate of return such as 18% to be taken out as income at a later date…

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