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	<title>Comments on: Spouse&#8217;s Early Retirement May Lower Other Spouse&#8217;s Social Security Benefits</title>
	<atom:link href="http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/</link>
	<description>Retirement Income, Retirement Investing and Retirement Planning Done Right</description>
	<pubDate>Sat, 21 Nov 2009 01:06:09 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.6</generator>
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		<title>By: clavier arab</title>
		<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/#comment-3114</link>
		<dc:creator>clavier arab</dc:creator>
		<pubDate>Thu, 22 Oct 2009 13:28:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.retirement-income.net/blog/?p=507#comment-3114</guid>
		<description>I would be surprised if in the future we even have social security seeing how the government that is currently in control may take that all away and give it to the indigent who do not work..</description>
		<content:encoded><![CDATA[<p>I would be surprised if in the future we even have social security seeing how the government that is currently in control may take that all away and give it to the indigent who do not work..</p>
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		<title>By: joomla extensions</title>
		<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/#comment-2842</link>
		<dc:creator>joomla extensions</dc:creator>
		<pubDate>Sun, 13 Sep 2009 07:11:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.retirement-income.net/blog/?p=507#comment-2842</guid>
		<description>Awesome article. Not many people think about how much money they loose if they retire early. Which I think is a really bad thing in personal planning.</description>
		<content:encoded><![CDATA[<p>Awesome article. Not many people think about how much money they loose if they retire early. Which I think is a really bad thing in personal planning.</p>
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		<title>By: Al E.</title>
		<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/#comment-2799</link>
		<dc:creator>Al E.</dc:creator>
		<pubDate>Tue, 08 Sep 2009 01:38:44 +0000</pubDate>
		<guid isPermaLink="false">http://www.retirement-income.net/blog/?p=507#comment-2799</guid>
		<description>My wife is 64 and is getting her SS. I'm 63 7 haven't filed yet for mine. Can I file for 1/2 of her value &#38; then later file for my own? I know when I file for my own I'd loose the 1/2 I would be getting of her SS. Please help.</description>
		<content:encoded><![CDATA[<p>My wife is 64 and is getting her SS. I&#8217;m 63 7 haven&#8217;t filed yet for mine. Can I file for 1/2 of her value &amp; then later file for my own? I know when I file for my own I&#8217;d loose the 1/2 I would be getting of her SS. Please help.</p>
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		<title>By: Michiel VanKets</title>
		<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/#comment-2696</link>
		<dc:creator>Michiel VanKets</dc:creator>
		<pubDate>Sun, 23 Aug 2009 12:33:03 +0000</pubDate>
		<guid isPermaLink="false">http://www.retirement-income.net/blog/?p=507#comment-2696</guid>
		<description>Such informative articles... this I never knew "A surviving spouse is entitled to the greater of 100% of the deceased spouse’s social security benefits or his/her own working benefit."  My Dad's partner has just passed away and I am sure that nobody has bothered to check any social security benefits.</description>
		<content:encoded><![CDATA[<p>Such informative articles&#8230; this I never knew &#8220;A surviving spouse is entitled to the greater of 100% of the deceased spouse’s social security benefits or his/her own working benefit.&#8221;  My Dad&#8217;s partner has just passed away and I am sure that nobody has bothered to check any social security benefits.</p>
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		<title>By: Stress Management</title>
		<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/#comment-2677</link>
		<dc:creator>Stress Management</dc:creator>
		<pubDate>Sat, 22 Aug 2009 01:24:33 +0000</pubDate>
		<guid isPermaLink="false">http://www.retirement-income.net/blog/?p=507#comment-2677</guid>
		<description>Good article. Not many people think about how much money they loose if they retire early. And I never thought about how it effects my retirement when my husband retires. your article got me thinking. thanks a bunch. I need to start working on something for our future. Thanks</description>
		<content:encoded><![CDATA[<p>Good article. Not many people think about how much money they loose if they retire early. And I never thought about how it effects my retirement when my husband retires. your article got me thinking. thanks a bunch. I need to start working on something for our future. Thanks</p>
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		<title>By: update song</title>
		<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/#comment-2671</link>
		<dc:creator>update song</dc:creator>
		<pubDate>Thu, 20 Aug 2009 08:07:17 +0000</pubDate>
		<guid isPermaLink="false">http://www.retirement-income.net/blog/?p=507#comment-2671</guid>
		<description>Great article. Thank a lot for the information. Retirement finance is a really good thing. At times people have no clue about it. Thanks for the information. Cheers</description>
		<content:encoded><![CDATA[<p>Great article. Thank a lot for the information. Retirement finance is a really good thing. At times people have no clue about it. Thanks for the information. Cheers</p>
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		<title>By: ELOISA</title>
		<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/#comment-2564</link>
		<dc:creator>ELOISA</dc:creator>
		<pubDate>Mon, 27 Jul 2009 15:28:39 +0000</pubDate>
		<guid isPermaLink="false">http://www.retirement-income.net/blog/?p=507#comment-2564</guid>
		<description>I am currently a 52 yr old widow my husband would be 56 now, my question is at who's retirement age do I file for his retirement? My age or his age? How do I know when or who's to file for Social Security retirement.</description>
		<content:encoded><![CDATA[<p>I am currently a 52 yr old widow my husband would be 56 now, my question is at who&#8217;s retirement age do I file for his retirement? My age or his age? How do I know when or who&#8217;s to file for Social Security retirement.</p>
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		<title>By: tax law firm in los angeles</title>
		<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/#comment-2537</link>
		<dc:creator>tax law firm in los angeles</dc:creator>
		<pubDate>Tue, 21 Jul 2009 21:57:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.retirement-income.net/blog/?p=507#comment-2537</guid>
		<description>I would be surprised if in the future we even have social security seeing how the government that is currently in control may take that all away and give it to the indigent who do not work.</description>
		<content:encoded><![CDATA[<p>I would be surprised if in the future we even have social security seeing how the government that is currently in control may take that all away and give it to the indigent who do not work.</p>
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		<title>By: carrol@digital photography</title>
		<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/#comment-2523</link>
		<dc:creator>carrol@digital photography</dc:creator>
		<pubDate>Sun, 19 Jul 2009 14:44:01 +0000</pubDate>
		<guid isPermaLink="false">http://www.retirement-income.net/blog/?p=507#comment-2523</guid>
		<description>Very good information. I never thought about how it effects my retirement when my husband retires. I think i can choose wich one will be more income so it does not apply to me in this case but i know people it does.</description>
		<content:encoded><![CDATA[<p>Very good information. I never thought about how it effects my retirement when my husband retires. I think i can choose wich one will be more income so it does not apply to me in this case but i know people it does.</p>
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		<title>By: stephen Cullum</title>
		<link>http://www.retirement-income.net/blog/2009/01/20/spouses-early-retirement-may-lower-other-spouses-social-security-benefits/#comment-2387</link>
		<dc:creator>stephen Cullum</dc:creator>
		<pubDate>Mon, 22 Jun 2009 16:55:22 +0000</pubDate>
		<guid isPermaLink="false">http://www.retirement-income.net/blog/?p=507#comment-2387</guid>
		<description>I am currently 56 years of age.  My wife is 60 years of age. She doesn't have enough SS credits on her own to receive her own benefit. I am thinking that at 62 applying for SS and have my wife apply for her spousal benefit. She would be 66 years and four months at that time. Then  suspend my benefit before my first check. I am a high wage earner and my wife has spent her time as a housewife raising our children. This strategy  looks like how we can maximize our total benefit. I want to work to at least to 63 1/2 and maybe take my benefit at 64 years of age. I may even work a few years longer after I retire from my present job. The freedom to work act of 2000 is doing its job. Without that it doesn't make sense for me to work longer and I work in a field that has sever shortages of qualified workers.</description>
		<content:encoded><![CDATA[<p>I am currently 56 years of age.  My wife is 60 years of age. She doesn&#8217;t have enough SS credits on her own to receive her own benefit. I am thinking that at 62 applying for SS and have my wife apply for her spousal benefit. She would be 66 years and four months at that time. Then  suspend my benefit before my first check. I am a high wage earner and my wife has spent her time as a housewife raising our children. This strategy  looks like how we can maximize our total benefit. I want to work to at least to 63 1/2 and maybe take my benefit at 64 years of age. I may even work a few years longer after I retire from my present job. The freedom to work act of 2000 is doing its job. Without that it doesn&#8217;t make sense for me to work longer and I work in a field that has sever shortages of qualified workers.</p>
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