Comments on: If You Can Save in Retirement, Put It Where It’ll Count

By: hannah

hannah — Wed, 17 Feb 2010 09:24:16 +0000

After retirement it is a great concern to save your money. I think one should invest their money in profitable business rather than saving the money

By: winter Gloves

winter Gloves — Thu, 11 Feb 2010 09:54:08 +0000

yaa my thaought are also like you. i belive that the you should keep the retirement money in the place whre it is safe

By: Mike @ Real Work At Home Business

Mike @ Real Work At Home Business — Tue, 19 Jan 2010 19:18:29 +0000

Looks like you’ve covered all the important points. Investing for short and long term, as well as diversify your investments. It can be a balancing act and usually comes to down to personal preference. In the end, having a mix of aggressive and conservative investments is best.

Also, don’t under estimate the value of investing in a small home business. Many retirees have small hobbies and time which can produce some passive income.

By: NY Divorce Lawyer

NY Divorce Lawyer — Mon, 18 Jan 2010 22:49:27 +0000

Thanks for the tips on where to get the highest yields and not risk losing everything in the process. Safety and High Yields are the name of the game. I was wondering if you had any specific equity annuities that you recommend for someone with these needs in mind. I am a NY divorce attorney and am relatively young. So any tips you can offer on this limited info would be greatly appreciated. Thanks!

By: Philippine Jobs

Philippine Jobs — Tue, 12 Jan 2010 20:24:12 +0000

I agree with diversifying your retirement money. It’s a lot safer that way.

By: Kabalyero

Kabalyero — Tue, 05 Jan 2010 11:11:38 +0000

Saving is a very good practice not only for your retirement but also for other things. About being conservative, well, we really can’t blame them can we?

By: Jason Hommel @ Gold and Silver

Jason Hommel @ Gold and Silver — Tue, 15 Dec 2009 15:10:54 +0000

I agree with Your Roth IRA that inflation is a retiree’s enemy, or anyone for that matter. That’s why investing in gold and silver is the key. Just recently, the National Inflation Association declared silver as the best investment of the next decade.

By: MoneyJibe Personal Finance

MoneyJibe Personal Finance — Sun, 13 Dec 2009 21:37:39 +0000

Great advice encouraging people to invest for growth and spread the money among a variety of equity portfolios.

One thing I’ve learned to do to make more cash available for investing is to use the IRS Withholding Calculator toward the end of the year to adjust withholding allowances on my W-4. By doing this I get less tax withheld toward the end of the year and can invest the money. How it works is you enter tax paid to date for the year, estimated itemized deductions etc. and the calculator tells you what to put in as allowances on your W-4 for your remaining paycheck(s) to minimize your refund or amount owed.

I blogged about this a while ago - Eliminate Your Tax Refund And Pocket The Savings.

By: Doug

Doug — Mon, 16 Nov 2009 19:34:10 +0000

Great advice. I am thinking about ditching my CDs for better returns. They are just not paying anything these days.

By: Scott Nafep

Scott Nafep — Thu, 12 Nov 2009 00:06:35 +0000

I work for a company that specializes in helping people TAKE CONTROL of their retirement funds. By getting it out of the stock market or a former employers 401K and rolled over to an IRA. Then you can do SELF DIRECTED IRA INVESTING, and invest in Gold and Silver or other precious metals, Real Estate, Title Deeds, buying or investing in a business. Anyways I thought some of your readers might be interested in seeing some information about Alternative investments via a SELF DIRECTED IRA. Thanks for the Great post!