indexed annuities

Traditional or Equity Index Annuities - Which is Better?

The excellent part about a traditional fixed annuity would be that the insurance company guarantees its return and a relentless payout upon annuitization. But with an extended retirement ahead, you?ll need some the cost of living protection to offset the set payout. indexed annuities are a very complicated investment. Should you consider equity-indexed annuities for the potential to balanced out [...]

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Posted by bobrichards - September 28, 2011 at 12:30 am

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Traditional or Equity Index Annuities Pros and Cons - Which is Better?

The excellent part about a traditional fixed annuity would be that the insurance company guarantees its return and a relentless payout upon annuitization. But with an extended retirement ahead, you?ll need some the cost of living protection to offset the set payout. indexed annuities pros and cons are a very complicated investment. Should you consider equity-indexed annuities pros and cons [...]

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Posted by bobrichards - September 28, 2011 at 12:28 am

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Index Annuities: For the just retired or even those soon to stop working

Choosing index annuities can have many advantages while you begin to approach your retirement decades or once they begin.   Subsequent are some of the benefits of index annuities.   As deferred annuities, index annuities certainly are a tax-deferred investment contract. They ensure that because your investment grows, you will not have to pay taxes to them. The tax payment [...]

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Posted by bobrichards - September 28, 2011 at 12:25 am

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Can Indexed Annuities Guarantee What You Want?

Can Indexed Annuities Guarantee What You Want?

Fixed annuities ensure your income based on current interest rates. Going through a long retirement horizon, you may want to take into account relying a little on the markets to boost you annuity income. Indexed annuities offers that possibility, but you must understand how they work. Indexed annuities combine top features of traditional insurance products (stated in advance minimum return) [...]

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Posted by bobrichards - September 4, 2011 at 11:44 pm

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Indexed Annuities Attract More Scrutiny for Buyer Protection

Indexed Annuities Attract More Scrutiny for Buyer Protection

Understanding an investment and its particular costs can protect you from creating an unsuitable choice. A good indexed annuity is a complex investment that senior citizens should thoroughly understand ahead of they buy. The SEC says the public -- especially older investors - need more awareness about how indexed annuities work and the costs and restriction involved. Indexed annuities may [...]

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Posted by bobrichards - September 2, 2011 at 6:53 pm

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How to Make the Most of Growing Old With Indexed Annuities

How to Make the Most of Growing Old With Indexed Annuities

Did you invest in indexed annuities a few years back? If you bought one seven years back, the maturity date could possibly be approaching fast, and you may only have a small time period to decide whether to renew the annuity or place your money somewhere else. If you look at what has happened to indexed annuity interest rates and [...]

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Posted by bobrichards - September 2, 2011 at 6:51 pm

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Traditional or Indexed Annuities – How to Decide?

Traditional or Indexed Annuities – How to Decide?

The nice part about a classic fixed annuity is that the insurance company guarantees the return of your investment and a constant payout if you choose to annuitize. But with a long retirement ahead, inflation could eradicate the benefit of fixed payout by reducing its purchasing power. Should you consider indexed annuities for your potential to offset inflation? Indexed annuities [...]

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Posted by bobrichards - September 2, 2011 at 6:47 pm

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