retirement strategy

Big picture issues regarding the overall strategy of handling finances during retirement

retirement solutions

Retirement Solutions— Difficult Trends and What You Can Do

McKinsey in their recent report on The Coming Shakeout in the Defined Benefit Market estimates that 50-75% of all private Defined Benefit assets will be in a frozen or terminated status by 2012.  In plain English this means that retirement plans offered by companies will cease or terminate in the next few years.  If you are working, the pension plan [...]

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Posted by bobrichards - September 1, 2008 at 11:43 am

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Senior Citizen Retirement – Cover Your Bases

Retirement is not just about the size of your nest egg.  There are several considerations for a comfortable senior citizen retirement experience in addition to a financial retirement plan.  These considerations extend to where you live, housing options and healthcare quality and choices.  Most importantly, what activities will you do in retirement to stay mentally and physically fit?  Here’s a [...]

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Posted by bobrichards - July 31, 2008 at 8:07 am

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The 5 Most Common Errors of Retirement Strategy

Following are the most common financial errors in retirement planning. These are not necessarily in order of priority. Placing too much in fixed income The Trinity Study in 1998 showed, as many studies have since, that you need to have 50%+ of our portfolio invested in equities (or other growth assets). Failure to do so insures that your assets will [...]

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Posted by bobrichards - July 25, 2008 at 12:03 pm

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Retirement Strategies for Secure Income in Retirement

This is not an article to tell you what investments to make. Rather, it explains retirement strategies on how to invest. Here are the concepts often mistaken: Don’t put all of your assets into fixed income investments. Of all retirement strategies, this one is often violated due to bad advice from untrained financial “advisors.” In fact, data shows that at [...]

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Posted by bobrichards - July 22, 2008 at 10:39 am

Categories: retirement income, retirement strategy   Tags: ,