Posts tagged "annuitize"

Sources of Retirement Income You Control

Many retirees lack control over 50% or more of their retirement income.  For example, if a retiree has income of $50,000 annually, and $30,000 comes from social security and employer pension, the retiree controls less than half of his retirement income making those sources somewhat useless to discuss.  So let’s focus on the sources of retirement income you can control and [...]

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1 comment - What do you think?
Posted by bobrichards - September 9, 2008 at 9:32 am

Categories: retirement income   Tags: , , , ,

How Annuities Work

How Annuities Work

Annuities are term deposits with insurance companies.  They are similar to certificates of deposits at the bank (note: bank deposits are FDIC insured while annuities are guaranteed by the issuing insurance company).  There are two types of annuities: fixed annuities and variable annuities. Fixed annuities have these features:  Your principal is guaranteed, it will never decline  The insurance [...]

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11 comments - What do you think?
Posted by bobrichards - September 5, 2008 at 9:07 am

Categories: annuites defined   Tags: , , , , ,