Posts tagged "estate planning"

retirement information

Pre-Retirement Information for those Close to Retirement

Getting control of your retirement makes you really feel comfortable and confident. Here is the retirement information to address frequent concerns that many people newly consider at this stage in life. The retirement information from this brief guide is categorized in accordance to six basic retirement preparation sections: • Your company retirement programs (401k,403b,Pension, etc) • Retirement revenue (from your [...]

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Posted by Frank Shurtz - December 2, 2011 at 10:38 am

Categories: retirement information   Tags: , , , , ,

immediate annuities

Immediate Annuities – A Structured Inheritance Tool

Overlooked by most, this post describes the function of immediate annuities as an estate planning tool. None of us like to dwell on the transfer of our assets after we pass away. However, all of us need to make this vital plan and ensure that the transfer of our assets after our deaths is smooth. The tools needed for this [...]

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Posted by bobrichards - September 27, 2011 at 11:50 pm

Categories: immediate annuities   Tags: ,

Trusts and Estate Planning

Trusts play a big part in estate planning. What you don’t know about them can hurt you and your beneficiaries’ financial health and possibly your own.   A trust is a legal entity – just like a corporation or a person. It holds assets for a beneficiary.  The beneficiary could be you or another person. A trust document states the [...]

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Posted by bobrichards - November 7, 2008 at 10:22 am

Categories: estate planning, trusts   Tags: , , ,

Retirement & Estate Planning — Often in Competition

One aspect of retirement planning is protecting the assets you have accumulated.  Estate planning is also about protecting the assets you have accumulated but comes at the issue of asset protection from a different aspect. For example, in retirement planning, one is concerned with asset allocation–the idea of spreading your money among different asset classes so that a decline in [...]

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Posted by bobrichards - September 30, 2008 at 8:57 am

Categories: estate planning, retirement planning   Tags: , ,

Retirement & Estate Planning — Often in Competition

One aspect of retirement planning is protecting the assets you have accumulated.  Estate planning is also about protecting the assets you have accumulated but comes at the issue of asset protection from a different aspect. For example, in retirement planning, one is concerned with asset allocation–the idea of spreading your money among different asset classes so that a decline in [...]

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Posted by bobrichards - September 30, 2008 at 8:57 am

Categories: estate planning, retirement planning   Tags: , ,

Estate and Trust Planning

A trust serves to separate legal and equitable title.  In plain English, this means that a trust holds an asset (any asset like a house, car, or bank account) in the name of one person (called the Trustee), but that the asset is really for the benefit of someone else (called the beneficiary).  Why have trust and pursue trust planning?  [...]

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Posted by bobrichards - September 29, 2008 at 5:09 pm

Categories: estate planning, trusts   Tags: ,

Estate Planning Basics – It’s not about Money

Estate planning is not just for the rich. It is for anyone that cares about their heirs.  In fact, most aspects of estate planning basics have little to do with money. Estate planning basics do address the eventual and economical distribution of your possessions and authority but more importantly, how you take care of your loved ones. Many of you [...]

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Posted by bobrichards - September 25, 2008 at 11:36 am

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Estate Planning Basics – It's not about Money

Estate planning is not just for the rich. It is for anyone that cares about their heirs.  In fact, most aspects of estate planning basics have little to do with money. Estate planning basics do address the eventual and economical distribution of your possessions and authority but more importantly, how you take care of your loved ones. Many of you [...]

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Posted by bobrichards - September 25, 2008 at 11:36 am

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Trust Income for Your Beneficiaries

One of the topics we cover on this blog is estate planning as its unlikely you will spend every last dime before you die.  So let’s consider trust planning and how to leave assets to your heirs, just in case there’s some money left over. I am a big fan of leaving money in trust to provide trust income to [...]

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Posted by bobrichards - August 8, 2008 at 9:49 am

Categories: estate planning, trusts   Tags: , , ,

Estate Planning Services-Not Just for the Wealthy

  You may hear a lot about retirement planning. Estate planning is an essential part of retirement planning although many people aren’t aware of all that it encompasses. So they put it off until it’s often too late. Many assume that trust and estate planning is for the wealthy.  But that’s not so. Let’s take a look at what estate [...]

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Posted by bobrichards - August 7, 2008 at 9:26 am

Categories: estate planning   Tags: