Posts tagged "tax planning"

Rollover IRAs - Investment Recommendations

Rollover IRAs – Investment Recommendations

Some people think they should invest their retirement money more conservatively than other funds.  In fact, this is not true because the dollar in your pocket is just as important as the dollar in your rollover IRAs.  In fact, there is a compelling tax reason that argues to invest funds in rollover IRAs more aggressively than your non tax-sheltered money. [...]

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Posted by bobrichards - April 28, 2011 at 6:58 pm

Categories: Rollover IRAs   Tags: , , , , , , , , , ,

Financial Asset Management Choices for Retirees

Financial Asset Management Choices for Retirees

Whether you do it yourself or hire an asset manager, your choices of financial asset management are several. Mutual Funds The favorite choice of American investors for their financial asset management, mutual funds delegate the day to day decisions to a professional management team.  But the average fund charges about 2% annually (management fees, plus 12b-1 fees plus slippage costs) [...]

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Posted by bobrichards - August 6, 2008 at 4:24 pm

Categories: asset management, managed accounts   Tags: , ,

Retirement Funding—Common Misconceptions

The typical sources considered for retirement funding are 401k and retirement plans (IRAs) Pensions Other savings Social security But you have huge opportunities to gain retirement funding from other sources under your own steam, during retirement.  These other sources are not often mentioned by retirement advisors unless you pay a fee for their advice as there is no commission to [...]

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Posted by bobrichards - August 4, 2008 at 1:39 pm

Categories: retirement income   Tags: , ,

How to Retire Early

How to Retire Early – Four Things You Must Know

You must have sufficient capital, mathematically determined before you can pursue early retirement. If you don’t have the knowledge to make use of a financial calculator or financial software and factor in the impact of inflation, your current expenses, changes in future income, a safe withdrawal rate from your portfolio and use Monte Carlo simulation or other tool to estimate [...]

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Posted by bobrichards - July 22, 2008 at 10:42 am

Categories: Early Retirement   Tags: , ,